Testimonials

CFNA Financing Customer Reviews

Real reviews from real customers who got approved for auto repair financing

Happy CFNA Financing Customers
4.8
⭐⭐⭐⭐⭐
2,847 reviews
5 ⭐
2,534
4 ⭐
199
3 ⭐
85
2 ⭐
29
1 ⭐
0

"I needed new tires urgently and my credit score was below 600. CFNA financing approved me in less than 10 minutes! Got my tires same day at Tire Plus. The process was incredibly easy and the staff was so helpful. Highly recommend to anyone needing auto repairs!"

MJ

Michael Johnson

⭐⭐⭐⭐⭐

Phoenix, AZ

"Bad credit but still got approved! The process was so easy and fast. I was able to get my car's brakes fixed at Firestone the next day. I was honestly surprised they didn't do a hard credit check. This saved my life!"

SR

Sarah Rodriguez

⭐⭐⭐⭐⭐

Dallas, TX

"Applied at 2 AM because my car broke down on the highway. Got approved by 8 AM and had the cash to fix my transmission by noon. CFNA financing really came through when I needed it most. Customer service was excellent too."

DT

David Thompson

⭐⭐⭐⭐⭐

Miami, FL

"I was skeptical at first but wow, they actually approved me! I have a bankruptcy from 3 years ago and thought no one would give me a loan. Got $2000 for new tires and an oil change. Will definitely use again."

JW

Jennifer Williams

⭐⭐⭐⭐⭐

Atlanta, GA

"Fast, easy, and transparent. No hidden fees which I really appreciated. The loan terms were clear from the start. Got approved for $3500 and used it to fix my engine. Payment plan is very manageable."

RB

Robert Brown

⭐⭐⭐⭐⭐

Chicago, IL

"Being self-employed, I thought I wouldn't qualify. But they accepted my 1099 forms and approved me for $1500. Used it for tire rotation and alignment at my local mechanic. Great service!"

LM

Lisa Martinez

⭐⭐⭐⭐⭐

Denver, CO

"I was skeptical at first, but this is legit. Got $2,000 for brake and rotor replacement. No hidden fees, everything was transparent. Customer service was excellent."

CP

Carlos P.

⭐⭐⭐⭐⭐

Houston, TX

"After being denied by my bank, CFNA financing came through. Got $1,500 for my timing belt replacement. Same day funding. Couldn't be happier!"

LH

Lisa H.

⭐⭐⭐⭐⭐

Seattle, WA

"Needed emergency repair on road trip. Applied from my phone, approved in minutes. Money was available before I even got to the shop. Saved my vacation!"

BK

Brian K.

⭐⭐⭐⭐⭐

Portland, OR

"Great experience overall. The loan terms were fair and the APR was reasonable for my credit situation. Used it for suspension work. Would recommend to friends."

NK

Nicole K.

⭐⭐⭐⭐⭐

Las Vegas, NV

"Fixed my AC just in time for summer. The application was straightforward and approval was instant. Payment schedule fits my budget perfectly."

TG

Thomas G.

⭐⭐⭐⭐⭐

San Antonio, TX

"Self-employed with variable income. Traditional lenders wouldn't approve me. CFNA financing looked at my overall situation and approved me. Very grateful!"

MP

Maria P.

⭐⭐⭐⭐⭐

San Diego, CA

"Used it for catalytic converter replacement. Got $3,500 approved quickly. The online application was easy and secure. No hassle, no problems."

JC

James C.

⭐⭐⭐⭐⭐

Philadelphia, PA

"Recent bankruptcy, so my options were limited. CFNA financing gave me a chance when no one else would. Got my car running again. Thank you!"

DM

Diana M.

⭐⭐⭐⭐⭐

Detroit, MI

"Good service but wish the APR was slightly lower. Still, better than payday loans and I got approved when banks said no. Fair deal overall."

KS

Kevin S.

⭐⭐⭐⭐

Nashville, TN

"Applied for $4,000 for major engine work. Process was smooth and transparent. Funds arrived next business day as promised. Very satisfied with the service."

EB

Emily B.

⭐⭐⭐⭐

Austin, TX

"Decent experience. Approval was quick and the loan amount covered my repair costs. Customer support answered my questions promptly. Would use again if needed."

AR

Alex R.

⭐⭐⭐

Columbus, OH

"Helped me when I needed it most. My alternator died and I had no savings. Got approved for $800 and fixed my car same day. Payment plan is manageable."

SC

Stephanie C.

⭐⭐⭐⭐⭐

Charlotte, NC

What Our Customers Love Most

Speed & Convenience

"Applications approved in minutes, not days" appears in over 70% of 5-star reviews. Customers consistently praise our streamlined process that lets them apply from home and get funded within 24 hours.

"I applied at midnight when I realized my car needed immediate repairs. By morning, I had my approval and the money was in my account by noon." - Typical 5⭐ review

🤝

Bad Credit Accepted

Nearly 65% of our reviewers mention having poor credit or past financial difficulties. They're amazed that we looked beyond their credit score to help them when traditional lenders said no.

"I have a 550 credit score and thought I had no chance. CFNA approved me for $2,000 the same day I applied." - Typical 5⭐ review

🔒

Transparency & Honesty

"No hidden fees" and "everything was clear upfront" are among the most common phrases in our reviews. Customers appreciate knowing exactly what they're paying before they commit.

"They showed me all the costs before I signed anything. No surprises, no tricks. Just honest lending." - Typical 5⭐ review

Review Highlights by Category

Approval Speed

4.9/5.0

Customers rave about getting decisions in minutes

Customer Service

4.8/5.0

Helpful, respectful staff that treats everyone with dignity

Ease of Application

4.9/5.0

Simple online form that takes just minutes to complete

Fee Transparency

4.7/5.0

Clear disclosure of all costs with no hidden surprises

Overall Experience

4.8/5.0

Would recommend to friends and family

Real Customer Success Stories

JM

Jessica M. - Phoenix, AZ

⭐⭐⭐⭐⭐

"From Stranded to Driving in 24 Hours"

"My transmission failed on a Friday evening, leaving me stranded 50 miles from home. As a single mom with two kids, I couldn't afford to be without a car. My credit score was 580 from past medical bills, so I thought I was out of options. I applied to CFNA at 10 PM that night, got approved by 8 AM Saturday, and the money was in my account by noon. I had my car towed to the mechanic, and by Monday morning, I was back on the road. This service literally saved my job and my family's routine. I can't thank them enough."

Loan Details: $3,200 | 24 months | Approved in 10 minutes
RC

Robert C. - Atlanta, GA

⭐⭐⭐⭐⭐

"Second Chance After Bankruptcy"

"I filed for bankruptcy three years ago after a business failure. Since then, every lender has turned me down automatically. When my car needed $4,500 in engine repairs, I was convinced I'd have to sell it for scrap and take the bus to work. A friend told me about CFNA. I was skeptical, but I applied anyway. To my shock, I was approved within 15 minutes for the full amount I needed. The APR was higher than perfect credit would get, but it was fair given my situation. They gave me a chance when no one else would, and I've never missed a payment. This experience has helped rebuild my credit and my confidence."

Loan Details: $4,500 | 36 months | Approved despite bankruptcy

Our Commitment to Customer Satisfaction

Every review matters to us. We read every single one and use customer feedback to continuously improve our service.

📧 We Respond to Feedback

Negative review? We reach out within 24 hours to understand what went wrong and make it right.

✅ Verified Reviews Only

All reviews are from verified customers who actually received funding through our platform.

📊 Continuous Improvement

Customer suggestions have led to faster approvals, clearer communication, and better service.

💬 We Value Your Feedback

After your loan is funded, you'll receive an invitation to share your experience. Whether your review is positive or negative, we want to hear from you. Your honest feedback helps us serve future customers better and holds us accountable to our high standards.

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